Terms and Conditions

Home Energy Saver loans are funded by the NSW Government and provided and managed by Brighte Capital Pty Limited, ABN 74 609 165 906, Australian Credit Licence 508217.

All finance applications are subject to Brighte’s credit assessment, approval criteria and applicable terms and conditions. Eligibility criteria, approved product requirements, loan amounts, repayment terms and program availability apply and may change.

The 0.00% p.a. comparison rate is based on the example published by Brighte. A comparison rate applies only to the stated example and may not include every possible fee or charge. Different loan amounts, terms or fees may produce a different comparison rate.

Frostbyte Air Conditioning is not the credit provider and does not approve or manage Home Energy Saver loans. Information on this page is general in nature and does not constitute financial advice. Customers should review Brighte’s credit terms and consider whether the loan is suitable for their circumstances.

A $4.99 late payment fee may apply to missed repayments and is capped at $49.90 per year. If the cost of the installation exceeds the amount approved by Brighte, the customer is responsible for paying the difference.

All reverse cycle air conditioning products and installation work must satisfy the Home Energy Saver program requirements. Frostbyte’s quotation, installation scope, scheduling, site requirements and warranties remain subject to our standard service terms.

Program and finance information referenced in this document was stated by Brighte as current on 17 June 2026 and is subject to change. Please refer to Brighte and the NSW Government for current information before applying.